Your Local Guide to Finding the Best Mortgage in St. Petersburg and Tampa, FL
Helping Home Buyers and Renters Turn Their Dreams into Reality with Expert Mortgage Solutions
Not all mortgage companies are created equal
Welcome to Team Stapleton, where finding the best mortgage in St. Petersburg and Tampa, FL, is more than just a transaction—it’s a relationship. I’m Steve Stapleton, your local mortgage lender, and I’m here to guide you through every step of the home buying process, whether you're a first-time home buyer or a seasoned investor.
Why Choose Team Stapleton?
When searching for the best mortgage lenders in St. Petersburg, FL, you need more than just competitive rates—you need a partner who understands the local market and your unique needs. With years of experience serving the Tampa Bay area, I’m committed to providing transparent, honest advice tailored to your situation. Whether you’re looking for FHA mortgage lenders or exploring VA home loans in St. Petersburg, I’ve got you covered.
First-Time Home Buyers
Buying your first home can feel overwhelming, but it doesn’t have to be. At Team Stapleton, I take pride in walking first-time buyers through every step of the process. From understanding current St. Petersburg mortgage rates to securing the best first-time home buyer loans, I’m here to simplify your journey and make your dream of homeownership a reality.
Refinancing Options
Already own a home? Refinancing could be the key to unlocking better terms or lowering your monthly payments. Whether you’re curious about today’s St. Petersburg FL refinance mortgage rates or want to learn how to tap into your home’s equity, I’ll provide straightforward answers and guide you to the best solution.
Specialized Loan Programs
Not all home buyers are the same, and neither are the loans. That’s why I offer a range of specialized loan programs, including Jumbo loans for those purchasing high-value properties and low down payment mortgage options for buyers looking to minimize their initial investment. Whatever your needs, I’ll help you find the loan that fits.
Local Expertise You Can Trust
As a proud Floridian, I understand the St. Petersburg and Tampa markets better than anyone. My goal is to make your home buying experience as smooth as possible, from pre-qualification to closing. When you work with Team Stapleton, you’re not just getting a mortgage—you’re gaining a trusted partner who’s with you every step of the way.
FHA Loan
Just getting established? FHA loans are perfect for those with less-than-ideal savings and credit.
3.5% down payment
Easier credit and income qualification
VA Loan
Are you a Veteran or Active Duty in the United States Military? VA loans are a great option for anyone who has served our nation.
Zero down payment
No mortgage insurance
Low monthly payment
Reverse Mortgage
Are you a homeowner over the age of 62? Reverse mortgages help seniors gain access to the home equity they have established.
Access to home equity
Interest paid at end of loan
Refinance
Looking for lower rates or do you want to take advantage of your equity?
Convert ARM to Fixed Rate
Pull cash out to consolidate debt
Reduce monthly payment
Real Estate Investors
Did you come across a great deal? Our streamlined process helps to ensure you don’t miss out on a wealth-building opportunity.
Pre-Approval letters to show you are a serious buyer.
Unique programs for serious real estate investors.
Vacation Home
Did you find the home of your dreams? We have several mortgage options to help you buy and finance a second home even with as little as 10% down!
Unlock Your Path to Homeownership with Our Free Guide
Inside of our guide you'll find a breakdown of how home buyers can utilize the First Time Home Buyers and National Down Payment Assistance Programs available for home purchases in the St. Petersburg and Tampa, FL areas. We will show you exactly how you can use these programs to purchase your home and start living your dream. Click the button below to download your guides today!
FHA Loan
Just getting established? FHA loans are perfect for those with less-than-ideal savings and credit.
3.5% down payment
Easier credit and income qualification
VA Loan
Are you a Veteran or Active Duty in the United States Military? VA loans are a great option for anyone who has served our nation.
Zero down payment
No mortgage insurance
Low monthly payment
Reverse Mortgage
Are you a homeowner over the age of 62? Reverse mortgages help seniors gain access to the home equity they have established.
Access to home equity
Interest paid at end of loan
Refinance
Looking for lower rates or do you want to take advantage of your equity?
Convert ARM to Fixed Rate
Pull cash out to consolidate debt
Reduce monthly payment
Real Estate Investors
Did you come across a great deal? Our streamlined process helps to ensure you don’t miss out on a wealth-building opportunity.
Pre-Approval letters to show you are a serious buyer.
Unique programs for serious real estate investors.
Vacation Home
Did you find the home of your dreams? We have several mortgage options to help you buy and finance a second home even with as little as 10% down!
Run some numbers with our mortgage calculator
Team Stapleton Home Loans
3035 5th Ave N, St. Petersburg, FL 33713
Office: (727) 800-2921
Office: (727) 273-7297
Fax: (877) 224-7681
Hours: Mon-Sun 9AM-8PM
Team Stapleton Home Loans LLC is an Equal Housing Lender.
