Unlock Your Dream Home with Affordable Mortgage Solutions
Find the Perfect Mortgage Plan Tailored to Your Needs
Buying a home is one of the most significant investments you'll make in your lifetime. That's why we offer customized mortgage solutions designed to fit your unique financial situation whether you're a first-time homebuyer or looking to refinance.
Explore our services to make your dream home a reality!
ask us anything!
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything.
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Unlock Your Dream Home with Our Mortgage Solutions.
60+
Years of
experience
who we are?
Your Trusted Partner in Home Financing
We’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget.
From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.
10+
Years of
experience
who we are?
Your Trusted Partner in Home Financing
We’re more than just a mortgage lender—we’re your dedicated partner in making homeownership a reality. Our team works closely with you to understand your goals and provide tailored mortgage solutions that fit your lifestyle and budget.
From first-time buyers to experienced homeowners, we’re here to offer guidance, support, and expertise every step of the way.
why choose us?
Building Foundations for a
Brighter Future
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
Personalized home solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
what we offer ?
Effortless Mortgages, Realize Your Dreams
Our tailored solutions and expert support to make your dreams a reality ensures a smooth journey, empowering you to achieve your goals with confidence.
FHA Loan
FHA Loans are perfect for those with less-than-ideal savings and credit.
Fast Approval to secure your new home
3.5% Down Payment
Easy Credit & Income qualification
VA Loan
VA Loans are a great option for anyone who has served our nation
Zero Down Payment
No Mortgage Insurance requirement
Low Monthly Payment
Reverse Mortgage
Reverse Mortgages help seniors 62+ gain access to established home equity
Access established home equity
Interest paid at end of the loan
Low monthly payments
Real Estate Investors
Our streamlined process helps ensure you don't miss out on a wealth-building opportunity.
Pre-approval Letters to show you are a serious buyer
Unique programs for serious real estate investors
Refinancing
Refinancing allows you to adjust your mortgage terms and lowering your monthly payments.
Convert ARM to Fixed Rate
Pull Cash Out to Consolidate Debt
Reduce Monthly payments
Vacation Home
Did you find your dream vacation home?
Options available to buy & finance a second home
As little as 10% Down Payment
Here's What Our Client's Say...
— Chandler Fitts
Steve and Amanda made our home buying process amazing! They were always quick to answer my emails and calls whenever I had a question and made sure I was ready to close in a timely manner. I highly recommend them and will be using them for my next purchase!
— Ryan Yee.
I really enjoyed working with Steve and his team. This was my first time buying a home & I had a LOT of questions. Steve did a great job with timely & through answers.
Highly recommend working with Steve.
Frequently Asked Questions
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Member FDIC
Equal Housing Lender
