The key to a more secure retirement
might already be in your pocket.
Turn Your Home Equity into Financial Freedom
Your home is more than just a place to live, it’s also one of your biggest financial assets. If you’re 62 or older, a reverse mortgage can help you access the equity in your home while continuing to live in it without monthly mortgage payments. At Team Stapleton Home Loans, we specialize in guiding Florida homeowners through safe, strategic reverse mortgage solutions designed to give you financial stability in retirement.
What is a Reverse Mortgage?
A Reverse Mortgage, officially known as a Home Equity Conversion Mortgage (HECM) is a federally insured loan that allows homeowners 62+ to convert a portion of their home’s equity into tax-free cash. Unlike traditional loans, you don’t make monthly mortgage payments, instead, the loan balance is repaid when you sell the home, move out, or pass away.
No monthly mortgage payments – Free up your budget for other expenses.
Stay in your home – Maintain ownership and live comfortably.
Multiple payout options – Receive a lump sum, monthly payments, or a line of credit.
Tax-free funds – Reverse mortgage proceeds are not considered taxable income.
Is a Reverse Mortgage Right for You?
A reverse mortgage can be a powerful tool for retirement planning and financial flexibility, allowing homeowners to access their home equity without selling. It’s an excellent option for those looking to increase cash flow, cover expenses like medical bills, home improvements, or an existing mortgage, or delay Social Security benefits for a larger payout in the future. It also provides a financial safety net for unexpected expenses, ensuring greater peace of mind during retirement.
How Much Can You Get?
The amount you qualify for depends on your age, home value, equity, and interest rates.
Use our Reverse Mortgage Calculator to get an estimate today!
Common Myths & Facts
About Reverse Mortgages
Myth: The bank takes ownership of your home.
Fact: You retain full ownership and can live in your home as long as you meet loan obligations.
Myth: You won’t be able to leave your home to your heirs.
Fact: Your heirs can still inherit the home and either sell, refinance, or pay off the loan balance.
Myth: You need perfect credit to qualify.
Fact: Reverse mortgages are based mainly on your age and home equity, not your credit score.
Take the First Step Toward a More Secure Retirement
You’ve worked hard for your home, now let it work for you. Learn more today to
see how a reverse mortgage can help you live with financial freedom and peace of mind.
Download Your Free Reverse Mortgage Guide to learn more about how to unlock your home equity!
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