Your Local Guide to Finding

the Best Mortgage in Florida

Your Path to Homeownership Starts Here

Buying your first home is a huge milestone, but it can also feel overwhelming, especially when it comes to securing the right mortgage. At Team Stapleton Home Loans, we specialize in helping first-time home buyers making new purchases in the great state of Florida navigate the loan process with confidence. From understanding mortgage options to securing down payment assistance programs, we’re here to simplify your journey and make Florida homeownership a reality.

First-Time Buyer Programs

Many first-time buyers miss out on valuable assistance simply because they don’t know where to look. Our team helps you explore programs designed to make homeownership more accessible, including Down Payment Assistance (DPA) programs that reduce or eliminate upfront costs, FHA loans with low down payment options starting at just 3.5%, and VA loans offering zero down payment for eligible veterans and active-duty military. We also provide Conventional 97 & HomeReady loans, featuring flexible options with as little as 3% down. Let us guide you to the best solution for your home purchase.

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Why Choose Team Stapleton?

Buying your first home doesn’t have to be complicated. Team Stapleton makes the process simple, transparent, and stress-free. With local expertise not only in St. Petersburg and Tampa but also across the great state of Florida, we help first-time buyers secure the best loan options for their financial situation, whether that’s a low-down-payment FHA loan, a VA loan with zero down, or other first-time buyer programs.

We also provide access to the most competitive rates, so you don’t overpay for your mortgage. Unlike big banks, we take a personal approach—because your home purchase isn’t just another transaction to us, it’s a major milestone in your life.