Your Home's Equity. More Possibilities.
Renovate, consolidate debt, or access funds when you need them. Explore a modern, fully digital HELOC without replacing your existing mortgage.
Home Equity, On Your Terms
Access the equity you've built with a flexible line of credit designed for today's homeowners.
Fully Digital
Explore your options through an online application
2% Cash Back
Earn cash back on qualifying card purchases.
Three Ways to Access
Bank transfers, eligible balance transfers, or card purchases.
No Annual Fee
Keep your line available without an annual fee.
Put Your Home's Equity to Work
Home Improvements
From kitchen upgrades to major repairs, explore financing for your next project.
Debt Consolidation
Explore using home equity to combine qualifying balances into one financing solution.
Financial Flexibility
Have access to a line of credit for planned expenses and future needs.
A Simpler Way to Access Your Equity
No 1. Check Your Rate
Start with Aven's digital application. The initial soft credit inquiry won't affect your credit score.
No 2. Explore Your Options
Aven reviews your information to determine eligibility and available offers.
No 3. Access Your Funds
If approved and funded, access your line through available transfer and card options.
🕗 Designed for Speed: Decisions available within minutes and funding in under 14 days for qualified applicants. Timing varies.
Frequently Asked Questions
What is a Home Equity Line of Credit (HELOC)?
A HELOC allows eligible homeowners to borrow against the equity they've built in their property. Unlike a traditional loan, a HELOC provides a revolving line of credit that can be accessed as needed, subject to the lender's terms.
Will checking my HELOC rate affect my credit score?
No. Aven uses an initial soft credit inquiry to check your eligibility, which won't affect your credit score. Additional credit checks may be required later in the application process.
Can I get a HELOC without refinancing my mortgage?
Yes. A HELOC generally allows you to access your home's equity without replacing your existing first mortgage.
How long does it take to get approved and receive funds?
Aven advertises approval decisions in minutes and funding in under 14 days for qualifying applicants. Actual approval and funding timelines may vary.
Your Equity Could Open New Doors.
Discover your home equity options with Team Stapleton Home Loans and Aven.
Checking your initial eligibility won't affect your credit score.
Contact Us
3035 5TH AVE N,
SAINT PETERSBURG FL 33713
Serving St. Petersburg, Tampa Bay, and homeowners throughout Florida.
Member FDIC
Equal Housing Lender
